Today we were off to Kitasengwa. Kitasengwa is a new location for us. The pastor had called Itiweni and then had
written her a letter asking us to please come and see them. He said they had formed a group of about 30
who really wanted to start a SACCOS. To
get to Kitasengwa we went down the hill and headed west towards Ihemi. It was about an hour and twenty minute drive. When we got to the turn-off one of the
evangelists was waiting to show us the way.
He said they were afraid we might get lost and not come. He ran along in front of the car so we could
follow him through the brush to the pastor’s house.
When we got to the pastor’s house he and his wife were waiting
for us. They were very gracious and very
happy we had come. Three of the neighbor
children were also there waiting – so Tom had to give them candy of course!
We were guest of the pastor for chai, at which time we discussed
the reasons they want a SACCOS here.
According to the pastor their average income here is less than
$300/year. The farmers that make up his
congregation (they are 90% farmers) have seen the CVP crops and now know what
to do to increase their yields, but only a very few have been able to get the
capital to do so. He told us that there
are some SACCOS in the area but they are all private and only will give loans
for 1-3 months – and then at interest rates of 10%/month. Some of his members have joined the three
SACCOS in Ifundi (a neighboring village) and borrow from one to pay the other
so that they have loans for 6-8 months.
This costs them 80% or so in interest and is just too risky. Pride and BRAC are also in Ifundi and some
have tried working with them, but once again the loans are for just a few
months at 5-10% interest rates and just don’t work for the farmers. Some of his members have relatives in one of
the Iringa Hope SACCOS locations and have heard about how we work. They have told the pastor they need to have
one of our SACCOS here.
We walked to the church after chai. It was a 20 minute walk through the
fields. As we walked the Pastor pointed
out a field with maize 6 feet tall. “That
man has relatives in another village that sent him the money to plant using the
CVP methods. We think he will make over
1,600,000 Tsc ($1,000) this year.” He
then pointed at a field across the road.
“That is like most of the member’s fields. He may make 450,000 Tsc (less than $300) from
it this year.” The corn in that field
was only a foot or so.
When we got to the church the members were still
gathering. Right next door is the old
church where the children meet. We could
hear them repeating a counting lesson in English so we went to see. Sandy tried to get them to count to twenty
with her in Swahili – but they were all too taken with watching her (“a Wazungu”
one said). The teacher then had them
start counting in English for us. They
did a great job – only missing one number (watch the video to see which one)!
By now the group had gathered. There were 19 who had stopped work to come
and talk with us. We gave them a
greeting and told them briefly what Iringa Hope was. Then Itiweni told them about how to form a
SACCOS, what our constitution said (there were many cheers as she told them
that they owned the SACCOS), and how to form a SACCOS. Her class lasted about two hours. There were many questions and a lot of happy
faces. At one point the group broke out
in song! At the end they decided to vote
on officers right then and start collecting money.
We invited the new officers to join us at our upcoming 4-day
training session. Tom told them that
they would need to raise about 5,000,000 Tsc for capital. He then told him that if they really wanted to
have a SACCOS and would work to raise their funds he would work to raise
3,200,000 Tsc for them. Hopefully they
will be able to raise the 1,800,000 they need to get a SACCOS up and running at
Kitasengwa.
Our final task following the meeting was to offer reading
glasses to any who felt they needed them.
There were about a half dozen people who came forward, tried on the different
strengths and received a pair. After we
finished handing them out, a woman came forward to tell us that she was an
evangelist and had considered retiring from her position because she could no
longer see to read her Bible. Receiving
these glasses would enable her to continue in her service. It is humbling to know that such a small
gesture on our part had made such a huge difference in her life.
We had lunch with the pastor and his wife before driving
back to Iringa. Itiweni and her interns
declined our offers to give them rides home.
I think they feel that us old folks needed to rest after the last three
days of village visits. (Tom gave them
rides anyway.)
Tom gave the neighbor children candy. Sandy and Margaret tried to get them to say something - they were too shy.
The Pastor and his wife were waiting to greet us.
Our two interns were taking notes today so they can help organize SACCOS in the future.
The pastor told us why they wanted an Iringa Hope SACCOS here. Although we are here to help our members grow and improve their lives, we want to make sure that existing alternatives have been considered.
As we walked to church the pastor pointed out this filed of maize. "This man will make 1,600,000 Tsc this year ($1,000)." He was able to get a loan from relatives.
Across the road this member could not get a loan. He will most likely make less than $300.
The new church is very pretty, but it is along walk.
The old church is used for classes for the children.
Sandy heard the children counting in English and went to see.
Sandy and Itiweni gave greetings. Then Itiweni gave a short (2 hour) class on how to start a SACCOS.
Everyone was very attentive.
At one point the group broke into song.
They elected officers. They will join our training program next month.
Sandy and Itiweni fitted people for glasses. This evangelist asked to speak to us afterwards. She said she was going to retire because she could no longer read the Bible. She is so happy that now she will not have to!
We walked back to the Pastor's house and had lunch.
Then it was down the road and back to town.
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