This morning we went down the hill to Ipogolo. Ipogolo is a small market town at the bottom
of the hill from Iringa. It lies just
off of the main roadway and so is very busy much of the time. To get to the parish where we were meeting
you turn off the pavement and head up the hill about a mile or so.
When we got to the parish we decided to take a look at the
new church they are building. The church
is planned to have a 1,000 person capacity.
When asked if he thought it would fill up, Enoch’s answer was “I do not
really know, but there are many people who come here – so maybe.”
About this time some children came by. They saw Tom and immediately stated calling
“Wazungu! Wazungu!” Tom got out some candy for them but so many
kept coming that he had to give up (there is a school here).
We went over to the parish office from here and met with the
pastor. Pastor Nixon was on his way to a
meeting of pastors at Ihemi (we were there last week). He had delayed his departure so he could
greet us. We talked a bit about politics
(He, like most Tanzanians, is very interested in US politics and are big fans
of Obama.), how his new church is coming, and the school. Then we went out to get the safe. As they carried it into the SACCOS meeting
space the members broke into song. Tom
had to make the first 10,000 Tsc deposit.
They gave him a receipt and promised to make his deposit work very, very
hard.
We started the meeting of the SACCOS by giving introductions
and making brief statements. This SACCOS
currently has 36 members. This is down
from last year. I asked the chairman
about this. He told me that they
required all members to start saving before they could get loans – so a number
of people left. I told him that 36 was a
better number to begin with – especially if they all were dedicated to saving
and working with the SACCOS. It took
them all of last year to complete their paperwork, complete the training, get a
bank account, and start working. I wish
it were faster than this, but things just seem to go at a certain pace here and
it is very hard to get them to move any faster.
So far this SACCOS has made 13 loans to members. It is too early to tell how much profit they
will be able to make, however it seems likely that they will do as well as our
other branches. Their average loan at
this point is $155. Last year we
arranged for them to receive $2,000 in startup capital. This together with $750 they raised from
savings and share sales is what they currently are using. At this point they have 100% repayment of
their loans and have 24 applications approved and waiting. (They are hoping that we can help them obtain
another $6,250 for the members who are waiting.)
It was a good meeting with a lot of questions and
discussion. Of the 36 members 20 had
interrupted their work week to come see us (Remember that unlike the rural
SACCOS this one is in the urban area so many of the members have regular work
day schedules.) They were very
appreciative that we had come to talk with them. At one point when Sandy was handing out pens
(we brought Iringa Hope pens as gifts) they all broke out in song!
Leaving the meeting we stopped to talk to Aulelia Mgange,
51. Aulelia is a widow with 6 children
ages 7 to 16. She currently has 2
children she is sending to secondary school (the others are still in primary
school). She took out a $125 loan to buy
some pans and make mandazis (A popular breakfast item, like a donut hole.) to
sell to the school. She made a profit of
$190 in one month. She is planning to borrow
$375 buy a small freezer and some more cooking utensils. With these she will start making ice cream,
chicken soup, and more mandazis. She
tells us the school has already agreed to buy these. She thinks she will make a profit of over
$600 from this and will be able to pay her secondary school fees, buy school
uniforms and still have enough left for her business.
As we are talking to Aulelia the school children get
out. They come running over waving and
calling “Wazungus! Wazungus!” We take their pictures and show them the
photos on our cameras. They all crowd
around and laugh. Tom takes a short
movie of them and then plays it on his Nikon.
The children find this hilarious and sing a song. Pretty soon the teachers come along and have
the kids move on – it is time for them to go home for lunch!
We went into the office and had a brief lunch. There was more talk of US politics (Do the
Republicans really hate Obama? Can a
woman ever get elected President in the US?
What do people think of Hilary?) and then we had to go.
On the way to the car some more children showed up. Sandy decided to get them to sing with
her. They turned out to be a bit shy
when it came to singing – but they really liked to hear her sing!
Ipogolo is about a mile off of the pavement.
Prof Enock Ugulumu came with us today.
We went over to the new church they are building. It will hold 1,000.
Tom spied some children. Then a whole crowd came running. "Wazungu!" They called.
Children seemed to come from everywhere!
This little girl was especially cute. For some reason she was not wearing a uniform.
Pastor Nixon had stayed late so he could greet us. He was on his way to Ihemi for a meeting.
We delivered a safe to them.
The room was full when we started the meeting.
When Sandy started giving out pens everyone broke into song.
Aulelia Mgange, 51, is a widow with 6 children ages 7 to 16. She currently has 2 children she is sending to secondary school (the others are still in primary school).
As we finished interviewing Aulelia the children got out of school. "Wazungu," they all yelled as they came running.
Sandy had fun trying to get the children to sing a song with her. They liked to hear her sing.
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